Business interruption loss calculations
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Business interruption loss calculations

3 years ago · 3 min read

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Coverage for business interruption losses and related extra expenses are often included in property and casualty insurance policies. The insurance policy defines the terms of coverage.

Overview of coverage provisions

Insurance coverage for loss of business income and extra expenses is typically provided when the loss is due to suspension of operations and direct physical loss of property, unless excluded. Exclusions typically include “water” with elaboration that this means “flood, surface water, tides, tidal waves, overflow of any body of

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